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java
A programming language used to write computer applications and small applets for webpages that will run on any computer (cross-platform).
javascript
A programming language used mostly on webpages to perform various functions.
job analysis
Job analysis refers to a detailed examination of the tasks that make up a job, the conditions under which they are performed, and the job requirements in terms of knowledge, skills, and the physical condition of the employee. Comprehensive job analysis begins with the study of the organization’s purpose, structure, resources, and markets. It is the first step in a thorough understanding of the job and forms the basis of a job description.
job club
1) Using social and professional resources for job seeking, identifying opportunities for job leads, strategy development and job search support. 2) A group that provides structure to the job search process, as well as an opportunity to connect with others who are going through the same process.
job fairs
Scheduled gatherings of local employers to recruit for current and future openings at all levels.
job placement centers
Job placement location and services where people may go to receive unemployment assistance and job search support, training and employment counseling; employment agencies, nonprofit agencies or member-specific groups.
job search
The use of classified ads, direct-mail campaigns, job placement centers, job fairs and the Internet to find a job.
job search strategies
Strategies used to find a job
joinder
The legal term that describes the process of joining the terms and conditions of an original contract with the terms and conditions of an amendment.
joint and several liability
A situation when more than one party is liable for repayment of a debt or obligation. A creditor can obtain compensation from one or more parties, either individually or jointly. (See liability)
joint escrow instructions
Instructions prepared on one form for both the buyer and the seller. (See escrow, escrow instructions)
joint protection policy
A title insurance policy insuring the interest of both owner and lender. (See title insurance)
joint tenancy
An estate or unit of interest in real estate that is owned by two or more natural persons with rights of survivorship. The basic idea of a joint tenancy is unity of ownership; title is held as though all owners collectively constituted one person, a fictitious entity. The death of one joint tenant does not destroy the owning unit–it only reduces by one the number of persons who jointly own the unit. The remaining joint tenants receive the deceased tenant’s interest by the right of survivorship. Thus, the decedent’s interest cannot be transferred by will or descent. As each successive joint tenant dies, the remaining tenants acquire the interest of the deceased. The last survivor takes title in severalty, fully inheritable at his or her death by heirs and devisees. (See four unities)
joint venture
The joining of two or more people to conduct a specific business enterprise. A joint venture is similar to a partnership in that it must be created by agreement between the parties to share in the losses and profits of the venture. It is unlike a partnership in that the joint venture is for one specific project only, rather than for a continuing business relationship. (See partnership)
joist
A joist is a heavy piece of horizontal timber to which the boards of a floor or the lath of a ceiling are nailed. Joists are laid edgewise to form the floor support. (See construction terms)
Jones v. Mayer
The 1968 decision of the U.S. Supreme Court that upheld the Civil Rights Act of 1866; As a result of this case, there are NO EXCEPTIONS to the prohibition of discrimination based on race. 
Jones v. Mayer
judgment
1. An opinion or estimate formed after consideration or deliberation, especially a formal or authoritative decision. 2. A determination of a court of law; a judicial decision. 3. A court act creating or affirming an obligation, such as a debt. 4. A writ in witness of such an act.
judgment debtor
A judgment debtor is any defendant who is the subject of a judgment.
judgment decree
Specifiies the award made by the court in a civil case.
judgment lien
A general lien on the property of a judgment debtor, giving the holder of the judgment a right to levy the property to satisfy the debt. (See general lien, lien)
judicial foreclosure
Proceeding in which a mortgagee, a trustee, or another lienholder on property requests a court-supervised sale of the property to cover the unpaid balance of a delinquent debt. In a judicial foreclosure, there is an appraisal, after which the court determines an upset price below which no bids to purchase will be accepted. (See nonjudicial foreclosure, strict foreclosure)
judicial precedent
In law, the requirements established by prior court decisions.
judicial survey
A survey performed to provide professional evidence regarding the legal description, including boundaries of a property. A judicial survey is used in a court of law. (See legal description)
jumbo loan
A “jumbo” loan is any loan that exceeds the underwriting guidelines for Fannie Mae/Freddie Mac maximum loan limits ($240,000 as of January 1999). (See Non-conforming loan, Fannie Mae, Freddie Mac)
junction box
A rectangular metal or plastic box that provides a nexis (junction) for a home’s electrical wiring system. Protects the wiring from the elements. (See construction terms)
junior lien
An obligation, such as a second deed of trust lien, that is subordinate in right or lien priority to an existing lien (senior loan) on the same real estate. (See senior lien/loan)
jurisdiction
The right and power to interpret and apply the law.
justifiable reliance
Justifiable reliance refers to a person’s justifiable dependence on another’s representations. Reliance is not justifiable if another person of similar intelligence, education, or experience would not have relied on the alleged representation.