A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
F.W. Dodge Corporation
F.W. Dodge Corporation
Fair Credit Reporting Act
Fair Credit Reporting Act — Use this link to access a PDF of the Act.
Fair Credit System Insurance Corporation
www.fesic.com
Fair Isaac and Company
Fair Isaac and Company (FICO) has devised a credit scoring system using integrated analytical software applications and data access methods. Lenders typically rely on this credit score when assessing the creditworthiness of their borrowers.
Fair Labor Standards Act
The Fair Labor Standards Act (FLSA) establishes minimum wage, overtime pay, recordkeeping, and youth employment standards affecting employees in the private sector and in Federal, State, and local governments. Covered nonexempt workers are entitled to a minimum wage of not less than $7.25 per hour effective July 24, 2009. Overtime pay at a rate not less than one and one-half times the regular rate of pay is required after 40 hours of work in a workweek.
Fannie Mae
As the leading source of residential mortgage credit in the U.S. secondary market, Fannie Mae guarantees and purchases loans from mortgage lenders to ensure families can buy homes, refinance, or rent a good home. Fannie Mae works to establish and implement industry standards, develop better tools to price and manage credit risk, build new infrastructure to ensure a liquid and efficient market, and facilitate the collection and reporting of data for accurate financial reporting and improved risk management.
Farm Credit Administration
Farm Credit supports rural communities and agriculture with reliable, consistent credit and financial services.
Farm Credit provides loans, leases and financial services to farmers, ranchers and rural businesses across the U.S. and in Puerto Rico.
Federal Bureau of Investigations (FBI)
www.fbi.gov — The mission of the FBI is to protect and defend the United States against terrorist and foreign intelligence threats, to uphold and enforce the criminal laws of the United States, and to provide leadership and criminal justice services to federal, state, municipal, and international agencies and partners.
Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system by insuring deposits, examining and supervising financial institutions for safety and soundness and consumer protection, and managing receiverships. The FDIC is a recognized leader in promoting sound public policies, addressing risks in the nation’s financial system, and carrying out its insurance, supervisory, consumer protection, and receivership management responsibilities.
Federal Emergency Management Agency
The mission of the Federal Emergency Management Agency, generally known as FEMA, is to support United States citizens and first responders to ensure that they and the federal government work together to build, sustain and improve the nation’s capability to prepare for, protect against, respond to, and recover from all hazards and natural disasters.
Federal Fair Housing Act – U.S. Dept of Justice
The Federal Fair Housing Act, 42 U.S.C Sections 3601 et seq., was enacted in 1968, and prohibited discrimination in housing on the basis of race, color, religion, sex, and national origin.
Federal Home Loan Bank System
The Federal Home Loan Banks are a mechanism for economic stability. Thousands of community lenders everywhere in America rely on them as a strong source of funds for financing housing, jobs and growth. The Federal Housing Finance Agency is responsible for ensuring that the Federal Home Loan Banks operate in a financially safe and sound fashion, remain adequately capitalized and able to raise funds in the capital markets, and operate in a manner consistent with their housing finance mission.
Federal Housing Administration (FHA)
The Federal Housing Administration, generally known as “FHA”, provides mortgage insurance on loans made by FHA-approved lenders throughout the United States and its territories. FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals. It is the largest insurer of mortgages in the world, insuring over 34 million properties since its inception in 1934.
Federal Housing Finance Agency (FHFA)
The mission of the Federal Housing Finance Agency (FHFA) is to ensure the Housing Government-sponsored Enterprises operate in a safe and sound manner so they serve as reliable sources of liquidity and funding for housing finance and community investment. FHFA is an independent regulatory agency responsible for the oversight of vital components of the secondary mortgage marketsâ€â€the housing government sponsored enterprises of Fannie Mae, Freddie Mac and the Federal Home Loan Bank System. Together these institutions provide more than $5 trillion in funding for the United States mortgage markets and financial institutions. FHFA is working to strengthen and secure the U.S. secondary mortgage markets by providing effective supervision, sound research, reliable data, and relevant policies.
Federal Housing Finance Board (FHFB)
www.fhfb.gov
Federal Insurance Contributions Act
Federal Insurance Contributions Act
Federal Reserve Bank System
www.federalreserve.gov — As the nation’s central bank, the Federal Reserve derives its authority from the Congress of the United States. It is considered an independent central bank because its monetary policy decisions do not have to be approved by the President or anyone else in the executive or legislative branches of government, it does not receive funding appropriated by the Congress, and the terms of the members of the Board of Governors span multiple presidential and congressional terms.
Federal Trade Commission
The mission of the Federal Trade Commission is to prevent business practices that are anticompetitive or deceptive or unfair to consumers; to enhance informed consumer choice and public understanding of the competitive process; and to accomplish this without unduly burdening legitimate business activity.
Federal Water Pollution Control Act
The Federal Water Pollution Control Act directed the EPA to establish a Water Pollution Advisory Board and established a permit and licensing systems to enforce pollution control standards.
FHA Approved Lenders (by area)
The FHA Approved Lenders webpage allows you to lookup lenders using various selection criteria.
FHA Mortgage Limits
The FHA Mortgage Limits webpage allows you to look up the FHA mortgage limits for your area or several areas, and then list them by state, county, or Metropolitan Statistical Area.
FHA Website
Federal Housing Administration (FHA) Website
FHA’s Home Equity Conversion Mortgage Program
www.hud.gov
FICO Credit Reporting
www.myfico.com
Fidelity National Data Services—SiteX Data
Fidelity National Data Servicesâ€â€SiteX Data
Field Guide to Choosing & Using a Smartphone
Field Guide to Choosing & Using a Smartphone
Financial Crimes Enforcement Network of the Department of the Treasury (FinCEN)
www.fincen.gov — FinCEN’s mission is to safeguard the financial system from illicit use and combat money laundering and promote national security through the collection, analysis, and dissemination of financial intelligence and strategic use of financial authorities.
Financial Fraud Enforcement Task Force
www.stopfraud.gov – The Financial Fraud Enforcement Task Force was established in November 2009 to hold accountable those who helped bring about the last financial crisis. It is a coalition of law enforcement, investigatory and regulatory agencies assembled to combat fraud. The Task Force has established Financial Fraud Coordinators in every US Attorney’s Office around the country to help make these broad mandates a reality on the ground.
FIRPTA Definitions
FIRPTA contains several terms that have special meanings with respect to U.S. Real Property Interest. These terms are defined by the I.R.S. and can be found in the FIRPTA Definitions.
First Time Home Buyer’s Tax Credit (audio explanation)
An audio explanation of the First Time First Time Home Buyer’s Tax Credit is available.
First Time Home Buyer’s Tax Credit (summary)
This website is the summary of the First Time Home Buyer’s Tax Credit. http://www.irs.gov/newsroom/article/0,,id=204671,00.html
For Sale By Owner.com
www.forsalebyowner.com
Freddie Mac
Freddie Mac was chartered by Congress in 1970 to keep money flowing to mortgage lenders in support of homeownership and rental housing. Their statutory mission is to provide liquidity, stability and affordability to the U.S. housing market. Freddie Mac does not make loans directly to homebuyers. Their primary business is to purchase loans from lenders to replenish their supply of funds so that they can make more mortgage loans to other borrowers.
Fremont Investment and Loan
www.1800fremont.com