A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
High-Rate, High-Fee Home Loans
High-Rate, High-Fee Home Loans — The Federal Trade Commission’s webpage on Home Ownership and Equity Protection Act (HOEPA) loan protections.
Home Equity and Required Occupation (HERO)
www.housingnm.org/hero-home-equity-required-occupation—MFA’s HERO program is a special first and second mortgage loan that can be used jointly to include down payment and closing cost assistance to persons in certain occupations.
Home Gain
www.homegain.com
Home Mortgage Disclosure Act
www.ffiec.gov/hmda/ — The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board’s Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB). Regulation C, requires lending institutions to report public loan data. In this section of the website, you can find out more about the regulation and its interpretation.
Home Warranty Directory (by state)
Home Warranty Directory — This is a directory of Home Warranty Companies by state.
HomeAdvisor.com
www.homeadvisor.com
Homegain.com
www.homegain.comâ€â€Real estate information for buyers, sellers and agents.
Homeshark.com
www.homeshark.com
House Financial Services Committee
financialservices.house.gov
Housing and Economic Recovery Act of 2008
The Housing and Economic Recovery Act of 2008 established a tax credit for first-time homebuyers that can be worth up to $7,500. For homes purchased in 2008, the credit is similar to a no-interest loan and must be repaid in 15 equal, annual installments beginning with the 2010 income tax year.
Housing for Older Persons Act of 1995
Congress clarified the housing exemption for older citizens in the Housing for Older Persons Act of 1995. It is now a violation of federal law to refuse housing to anyone with children under the age of 18 or anyone who is pregnant, except when such housing is designated as housing for older persons.
HUD Fair Housing Advertising Guidelines
In addition to the references to advertising in the fair housing laws discussed in previous sections, this section will address the Department of Housing and Urban Development’s (HUD) Fair Housing Regulations.
HUD Office of Fair Housing and Equal Opportunity (FHEO)
portal.hud.gov/hudportal/HUD?src=/program_offices/fair_housing_equal_opp — The Office of FHEO administers and enforces federal laws and establishes policies that make sure all Americans have equal access to the housing of their choice.
HUD on Housing Discrimination Complaints
HUD on Housing Discrimination Complaints
HUD v. Banai
HUD v. Banai
HUD webpage on Loan Modification Scams
Stop Loan Modification Scams! — HUD’s anti-scam campaign speaks directly to homeowners who might be looking for help in meeting their mortgage payments. HUD’s goal is to help American homeowners empower themselves with knowledge to shield themselves from scammers and report scam activity.
HUD Website
U.S. Department of Housing and Urban Development (HUD) — HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; and build inclusive and sustainable communities free from discrimination.